Traditional IRA

At SCG Financial, Inc we can help you set-up an IRA with at little as $100 per month. All Traditional IRA products we offer guarantees your principal investments and protects you from market fluctuation in the stock market. 

A Traditional IRA, contributions are tax-deductible, and tax is deferred on contributions and earnings until the money is withdrawn (typically at retirement).

SEP IRA Plans

At SCG Financial, Inc we offer the Simplified Employee Pension (SEP) Plan to self-employed and small businesses. 

SEPs are an effective way to provide employee retirement benefits with a minimum of paperwork and reporting requirements. SEPs may be suitable for employers who don’t want to be locked into making contributions every year. The employer can choose to contribute or not based on business performance and capital needs.

ROTH IRA

At SCG Financial, Inc we can help you set-up a ROTH with as little as $100 per month. All ROTH IRA products we offer guarantees your principal investments and protects you from market fluctuations in the stock market. 

A Roth IRA contributions are not tax-deductible, but distributions are not taxed when withdrawn. Earnings on Roth contributions may also be withdrawn tax free under certain circumstances.

401K Plans

At SCG Financial, Inc we offer Solo 401K Plan & the Safe Harbor 401(k) plan to small businesses who want to establish a defined contribution employer-sponsored retirement plan.

A 401(k) plan is an employer-sponsored qualified retirement plan allowing employees to defer a portion of their compensation. Employee deferrals are often supplemented by employer contributions.