Fixed Indexed Annuities

At SCG Financial, Inc we offer the fixed indexed annuity to clients who are looking to earn a higher rate of return in their annuity account with the risk of losing the principal of their investment.

An indexed annuity is a fixed annuity linked to a widely recognized stock index (but not actually invested in securities). The credited interest on the annuity varies with the performance of the index, with any drops in value limited by a minimum guaranteed interest rate.

Deferred Annuities

A deferred annuity delays the payout until some time in the future—often, retirement.

An annuity is a contract under which an insurance company agrees to pay income to an individual in return for one large premium payment or a series of smaller payments. Consumers purchase annuities with different strategies in mind.

Some want to take payments over a fixed period or for their lifetime. Others want to accumulate money for retirement and then take loans or withdrawals if they need current distributions

Fixed Annuities

At SCG Financial, Inc we offer the fixed annuity option to clients who are either at their retirement age or have a time horizon investment objective of 5 years or less.

fixed annuity is an insurance contract that guarantees the insurer will pay the purchaser a guaranteed, fixed interest rate on their contributions to the annuity for a specific period of time. Fixed annuities are lower risk and can provide a steady stream of income in retirement

Immediate Annuities

At SCG Financial, Inc we offer immediate annuity options to clients who are in their retirement age and most likely already built up their nest egg in their IRA, 401-K Plan,  403-B Plan, Thrift Saving Plan (TSP), or any defined contribution plan. Clients who need or want to start receiving their life-time income immediately following the purchase of their annuity. 

A single premium immediate annuity (SPIA) is, as the name describes, purchased with a single premium
payment and begins annuity payments immediately.